:root{
  --blue:#0b345e; --blue2:#082844; --gold:#f5a623; --orange:#f97316; --light:#f6f8fb; --text:#172033; --muted:#5d6b7f;
}
*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.6}
a{color:#0b5ea8}
.container{width:min(1180px,92%);margin:auto}
.topbar{background:#061c31;color:#fff;font-size:14px}
.topbar .container{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:8px 0;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:bold}
.site-header{background:#fff;box-shadow:0 2px 14px rgba(0,0,0,.08);position:sticky;top:0;z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--blue)}
.logo-mark{width:44px;height:44px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--orange));display:grid;place-items:center;color:#fff;font-weight:900}
.logo strong{font-size:23px}
.menu{display:flex;gap:16px;flex-wrap:wrap;font-weight:700}
.menu a{text-decoration:none;color:#21334c}
.menu a:hover{color:var(--orange)}
.header-call{background:var(--orange);color:#fff!important;padding:10px 14px;border-radius:999px}
.hero{background:
linear-gradient(rgba(4,24,43,.78),rgba(4,24,43,.83)),
linear-gradient(135deg,#0d3d6b,#09233d 55%,#ef7d20);
color:#fff;padding:64px 0 54px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-80px;bottom:-90px;width:360px;height:360px;border:38px solid rgba(255,255,255,.07);border-radius:50%}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:32px;align-items:center;position:relative;z-index:1}
.eyebrow{display:inline-block;background:rgba(245,166,35,.18);border:1px solid rgba(245,166,35,.55);padding:6px 12px;border-radius:999px;color:#ffe5b7;font-weight:bold;font-size:14px;margin-bottom:10px}
h1{font-size:clamp(36px,5vw,62px);line-height:1.03;margin:8px 0 14px;letter-spacing:-1px}
.hero p{font-size:19px;max-width:780px;margin:0 0 18px}
.hero .sub{font-weight:700;color:#fff0d6}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.btn{display:inline-block;text-decoration:none;font-weight:900;border-radius:12px;padding:14px 19px}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 8px 20px rgba(249,115,22,.32)}
.btn-secondary{background:#fff;color:var(--blue)}
.hero-card{background:#fff;color:var(--text);padding:24px;border-radius:22px;box-shadow:0 18px 50px rgba(0,0,0,.25)}
.hero-card h2{margin-top:0;color:var(--blue);font-size:28px}
.check-list{list-style:none;padding:0;margin:0;columns:2}
.check-list li{margin:8px 0;padding-left:23px;position:relative}
.check-list li:before{content:"✓";position:absolute;left:0;color:var(--orange);font-weight:900}
.trust-strip{background:var(--blue);color:#fff}
.trust-strip .container{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;padding:16px 0;text-align:center;font-weight:800}
section{padding:54px 0}
.section-title{text-align:center;max-width:860px;margin:0 auto 30px}
.section-title h2{font-size:36px;line-height:1.1;color:var(--blue);margin:0 0 10px}
.section-title p{color:var(--muted);font-size:18px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid #e2e8f0;border-radius:18px;padding:22px;box-shadow:0 8px 24px rgba(15,45,75,.07)}
.card h3{margin-top:0;color:var(--blue)}
.bg-light{background:var(--light)}
.columns{columns:3;column-gap:30px}
.columns li{break-inside:avoid;margin:6px 0}
.notice-small{font-size:12px;color:#64748b;margin-top:16px}
.quote-box{background:#fff;border-radius:22px;padding:20px;box-shadow:0 14px 45px rgba(15,45,75,.14)}
.quote-frame-wrap iframe{min-height:650px;border-radius:12px}
.content h2,.content h3{color:var(--blue)}
.content p{font-size:17px}
.link-cloud{display:flex;gap:10px;flex-wrap:wrap}
.link-cloud a{background:#eef5fc;border:1px solid #d9e7f5;border-radius:999px;padding:8px 12px;text-decoration:none;font-weight:700}
.footer{background:#061c31;color:#dbeafe;padding:38px 0}
.footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:24px;padding-top:18px;font-size:13px;color:#a8bdd3}
.breadcrumb{font-size:14px;margin-bottom:18px;color:#d7e8ff}
.breadcrumb a{color:#fff}
.page-hero{background:linear-gradient(135deg,#0b345e,#09233d);color:#fff;padding:48px 0}
.page-hero h1{font-size:44px}
@media(max-width:850px){
  .hero-grid,.grid,.footer-grid{grid-template-columns:1fr}
  .trust-strip .container{grid-template-columns:1fr 1fr}
  .columns{columns:1}
  .menu{display:none}
  .hero{padding-top:44px}
  .check-list{columns:1}
}